Our loans are for short term use only. If you miss your repayment, a default fee may be charged and it may impact your credit rating.
Is a Payday Loan right for me?
We’re here to ease your short term, urgent cash flow needs. So, if you’re short of cash due to an unexpected bill, emergency or opportunity you can’t miss, we could help. We know life doesn’t always go to plan, so we’ve made our service as flexible as possible.
Things to think about before applying
Our loans are intended for occasional use only
You shouldn’t use our service to manage existing debt or if you’re already feeling the strain financially
Our loans must be repaid within weeks
Our service isn’t designed for long term borrowing and isn’t always the cheapest option
If you don't repay on time
We may report this to credit reference agencies. This may affect your credit rating and your ability to get credit from us or other lenders in the future. It may also make getting credit more expensive in the future.
If your application is approved, you will get money. We want our relationship to be a happy and trusting one, so we lay out the facts as clearly as possible. Only you can decide whether to apply or not. So if you’re not sure you can afford a loan, or comfortably repay on your chosen date, please get advice before making a decision.